Top Extended Car Warranty Companies of 2024
We purchase a plan from every company we list and provide you the most in-depth review of the best Extended Car Warranty based on real research.
#1 Choice: Endurance Warranty
EMPOWERING CONFIDENCE FOR THE ROAD AHEAD™
Of all the extended auto warranty providers we’ve reviewed, Endurance is the best choice for auto protection plans. Endurance is the direct administrator of their extended auto warranties – which means they sell directly to you, the consumer....
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Key features
- Direct Administrator of Claims
- Transparent Coverage
- Unlimited Miles for Vehicles Under 20 Years Old
- Plan Including Maintenance
- Salvage or Rebuilt Cars Are Covered
- 1-Year FREE Endurance Elite Benefits
Olive
A digital-first warranty provider, Olive is certainly more tech-savvy than some of its competitors. However, unlike some major warranty providers, Olive doesn’t cover things like general maintenance costs.
Key features
- Simplicity of signup
- Friendly Customer Service
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
Everything Breaks
If you have been considering getting an extended warranty from Everything Breaks, it is best to know what to expect. Find out everything you need to know.
Key features
- Coverage for most major manufacturers, including BMW, Honda, Mercedes-Benz, Ford and Stellantis
- 30 days money-back guarantee
- An easy online claims process
Protect My Car
While Protect My Car, commonly referred to as Protect or PMC, did have some nice benefits, we ultimately found their offering to be substandard relative to their asking price. Though we greatly enjoyed speaking with one of their ‘budgeting...
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Key features
- 30-day money back guarantee
- Ambassador Maintenance Plans provide added benefits if you choose to buy in
- Plans administered directly by PMC
Ox Car Care
Ox Car Care defines its business as having plans to protect every driver during an unexpected breakdown, regardless of the type of vehicle you own. In fact, Ox Car Care touts covering over 1 million vehicles while aiming to deliver "an amazing...
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Key features
- BBB Accredited
- Transferable warranties
- Salvage or branded car warranty options
Concord Auto Protect
Concord Auto Protect, which has been in business for the past 7 years, is an odd duck in the extended auto warranty field. Their customer service team is great, and they are one of the few companies that are their own administrator, meaning they...
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Key features
- 30-day money back guarantee
- Plans administered directly by Concord
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
GWC Warranty
GWC Warranty has been in the industry for over 25 years, but what makes them different from other third-party providers?
If you’re in the market for an extended warranty and curious as to what GMW has to offer, keep reading for a full...
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Key features
- 24-hour roadside assistance
- Rental car reimbursement
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
ProGuard
ProGuard offers an expansive menu of new and pre-owned vehicle protection plans through their nationwide network of dealer partners. The company was chosen by Pep Boys as a preferred vehicle service contract provider.
Key features
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
- Endorsed by the Independent Automobile Dealer Associations
- Day one coverage
Wynn's Warranty
Wynn’s provides many basic vehicle protection contracts for newer vehicles with up to 120,000 miles. One of the most unique things about Wynn's Warranty is that they offer specific coverage for diesel vehicles.
Key features
- Simplicity of signup
- All coverage options are transferable
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
Patriot Car Warranty
Established in 2007, Patriot Warranty describes its business as providing the highest-rated comprehensive coverage in the industry at the most competitive prices. It also guarantees the highest level of customer service, with the goal of...
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Key features
- Accepted at all dealerships and ASE Certified repair centers
- Coverage administered directly by Patriot Warranty
- Designated ASE Certified technicians on staff
PenFed Extended Car Warranty
Pentagon Federal Credit Union (PenFed) is a federally insured financial institution established in 1935. Initially, membership was only open to military and civilian government employees and their families. Today, PenFed is serving over 2.5 million...
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Key features
- PenFed Credit Union provides online services for credit union members to determine Route 66 extended car warranty eligibility
- Offers transparency by including sample Route 66 contracts and policy costs on its website
EasyCare
EasyCare is an auto warranty company that has been in business for 31-years, servicing more than 7-million customers during their years of business. Founded in 1984, EasyCare primarily provides extended car warranties but also extends their coverage...
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Key features
- Transferrable warranty
- Rental car benefits
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
Zurich
Zurich offers a wide selection of products that can help you maintain and repair your car, truck, motorcycle or powersports vehicle. However, it is only available through certain dealerships. Zurich warranty may help protect your vehicle from...
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Key features
- Online Claims Filing System
- Friendly Customer Service
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
Fidelity Warranty Services
Fidelity Warranty Services (FWS) provides extended car warranty plans that are accepted at 6,000+ repair centers. FWS’s products and programs can be purchased through more than 3,800 dealers nationwide.
Key features
- 42+ Years Of Experience
- Friendly Customer Service
- 3,800+ Dealers Nationwide
ASC
ASC offers 4 different coverage plans to choose from, all of which include roadside assistance and rental car allowance as an additional perk. ASC customers have the option to visit any ASE-certified repair shop to get serviced.
Key features
- Simplicity of signup
- Friendly Customer Service
- Accepted by most dealerships and any certified mechanic, will work with any local mechanic
What is An Extended Car Warranty?
An extended car warranty is a contract between you and a company, often your car’s dealer or manufacturer, that covers auto repairs within a specific period of time or mileage. Typically, they cover the first three years or 60,000 miles. Once the dealer’s or manufacturer’s warranty expires, it's often best to purchase an extended car warranty that provides coverage for repairs and replacements required beyond the initial manufacturer’s warranty.
Vehicle owners can choose between:
- Manufacturer warranty—typically offered directly from the vehicle manufacturer, and applies to brand-new and used vehicles. Coverage applies to factory-installed parts and cover any manufacturing flaw that results in a breakdown.
- Aftermarket warranty—an aftermarket warranty is one offered by a third-party, not the original vehicle manufacturer. They are known as vehicle service contracts (VSC), but it’s important to note that a VSC is not a warranty. They cover repairs and maintenance after the original manufacturer’s warranty runs out.
What is a Vehicle Service Contract (VSC)?
While extended warranties and vehicle service contracts are similar, it’s important to note that they are not the same or interchangeable. The key difference is that an extended warranty is generally a continuation of a manufacturer’s warranty, while a vehicle service contract or VSC is not an extension of an existing warranty. VSCs offer similar coverage and in some cases, more coverage. A factory warranty is typically available for new and pre-owned vehicles when purchased, but eventually runs out after a certain year or mileage—whichever comes first. Once your factory warranty expires, you run the risk of paying out-of-pocket for costly repairs. By investing in a VSC, you gain peace of mind when on the road. A VSC covers parts and labor costs for the specific components outlined in the contract, and requires a regular monthly payment and potentially a deductible. Vehicle owners submit claims to the company issuing the VSC to be reimbursed or have claims directly billed to the warranty company. Pre-existing issues and typical wear and tear are usually not covered under a VSC.
What Does an Extended Car Warranty Cover?
The coverage you receive depends on the extended warranty agreement you have with the provider. An extended car warranty is different from a manufacturer’s warranty, and customers have options when it comes to what kind of coverage they want. Here are some of the coverage types they can select:
- Powertrain warranty—a powertrain warranty is a good basic coverage option that covers basic components, like your engine and transmission. The reason this type of warranty is called powertrain is because it typically covers the components that power the vehicle like the driveshaft, engine, transmission.
- Stated component warranty—this is more detailed, and lists out each section that’s covered. You can check to ensure everything you need coverage on is included. This coverage is broader than a powertrain warranty because it allows vehicle owners to add other components like brakes, suspension, and other features. Since every covered component is listed within the warranty, vehicle owners can ensure they have all the coverage they want.
- Exclusionary coverage—this coverage is perhaps the broadest compared to powertrain and stated component warranties. Often this type of warranty covers everything included in a stated component warranty plan, and then some. The reason these types of warranties are titled exclusionary is because instead of listing what’s covered, the agreement lists all items excluded from coverage instead.
When choosing which warranty you go with, we suggest submitting a quote to get assistance from trained specialists to help answer questions and ensure you have the proper coverage.
Let's Make This Clear
What is the Difference Between a Car Warranty and Insurance?
How Can I Find Trustworthy Extended Car Warranty Companies?
The best way to find a trustworthy extended car warranty provider is to research. Here are some suggestions of where and how you can research to ensure you get the right fit for your needs.
- Check with your mechanic—your mechanic likely has dealt with many warranty providers. They may have opinions on what plan would be best for you, especially if you want to continue having repairs done at your preferred shop.
- Read online reviews—check out warranty companies online and on review sites to see what customers are saying. Look for specifics including how often claims are paid out, how easy the sales process was, customer support, and other factors that will help you decide. The warranty is just one piece of the experience.
- Compare quotes—most extended warranty companies offer free quotes on their services. You can discuss with customer service and ask any necessary questions before signing up.
- Check with friends and family—check to see what others in your life have done. Their firsthand experience will be valuable as you search for the right fit.
